pay down debt

Pay off your mortgage in your sleep - #1

Getting rid of your mortgage is a function of four things:

  • Income
  • Cashflow
  • Structure, and
  • Focus

The same is true for any debt. Seems obvious but if you don't or can't get in front of it, then you have a challenge. And for many people that first step seems insurmountable, unimaginable.

The good news is that most people have ample space to manage it—it just doesn't seem like it. And everything just gets lost in the detritus of life.